Want to know more about equity release?
Watch our two-minute that will explain how equity release could work for you.
Would you like to know more, call us on 0800 999 3339 or book a call back.
Richard has been voted ‘mortgage adviser of the year’ and won numerous industry awards.
Tom is an accredited later life Lending professional with The London Institute of Banking & Finance.
See how much you could release with our simple lifetime mortgage calculator.
"Richard Wylder and Tom are the only people I trust with the biggest investments I will make. My position was very complicated involving houses held in a limited company and buying a heavily leveraged Home. All the paperwork involved was bewildering, not that I did a thing ! Through the process the guys walked me through every step and now 2years on, we are extremely happy in our new home - awesome guys, just awesome!"
Mr Brown
Would you like to access the cash tied up in your home without having to sell or move? Equity release, also known as a lifetime mortgage, allows homeowners over 55 to release tax-free money from their property.
You can either borrow against your home’s value or sell a portion of it, receiving a lump sum or regular payments. Some plans even offer flexibility to withdraw more funds later if needed. If you still have a mortgage, the released funds will need to pay it off first.Yes, equity release is a fully regulated financial product. We are authorised by the Financial Conduct Authority (FCA) and adhere to the Equity Release Council’s strict guidelines, ensuring your protection.
A lifetime mortgage comes with a no negative equity guarantee, meaning neither you nor your estate will ever owe more than your home’s sale value, provided it is sold for the best possible price.
Equity release gives you the flexibility to use your money however suits you best.
Here are a few of the most common reasons people choose equity release.
Repaying
University or weddings At Equity Release and Mortgage Partnership West Yorkshire, we specialise in helping homeowners access the best equity release options available. With years of experience, we provide clear, straightforward, and honest advice, tailored to your needs.
We work with a wide range of UK lenders, comparing different plans to find the one that suits your circumstances best. Our service is friendly, professional, and pressure-free, ensuring you feel confident every step of the way.
We search the market for the best deal for you.
We take care of all the paperwork.
We offer honest, reliable advice with no pressure.
Here’s what to expect when you work with us for equity release, if you live in West Yorkshire.
You get in touch for a no-obligation chat, either over the phone or face to face. Your adviser will explain how equity release works, answer initial questions, and check whether it could be suitable.
If equity release looks appropriate, your adviser will carry out a full assessment of your circumstances and recommend a plan tailored to your needs.
Your chosen lender will arrange an independent valuation of your home. This confirms the property value and the final amount you can release.
You’ll receive independent legal advice from a solicitor of your choice. They’ll explain everything in plain English and handle the legal side before completion.
Once everything is approved, your equity is released to you as a lump sum, smaller amounts, or a mix of both. You remain the owner of your home for life, with no mandatory monthly repayments.
You’re supported at every stage, and you’re free to stop the process at any time.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.
Equity Release and Mortgage Partnership Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register http://register.fca.org.uk under reference 986900. Privacy Notice. Update cookies preferences
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